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Financial Wellness

Can You Really Get Free Money? Try These Ideas

There are a ton of ways you can make free money. Although these individual ideas won’t make you heaps of cash, you can start to see a bigger result when you combine them. Many people are feeling strapped for cash at the moment with financial uncertainty from the effects of the coronavirus pandemic. Keep reading to find out ten easy ways to get free money.

Is There Such a Thing as Free Money?

So, is free money actually free? It’s normal to be skeptical about free money. When you talk about free money, you’re usually referring to some bonus or reward from signing up or using a service. The money is absolutely free in the sense that you are not trading hours of work for payment. Instead, you receive benefits and bonuses from everyday online actions and tasks. By making the most out of the tools, apps, and services you use, you can get your hands on some free cash.  

10 Easy Ways to Get Free Money

1. Swagbucks

Swagbucks is a portal that offers rewards in exchange for doing online tasks like watching videos, searching the web, and completing surveys. You might be thinking, is Swagbucks legit? The answer is that it is legitimate and safe to use. You can sign up for free and start earning Swagpoints. When you accumulate enough points, you can spend points on gift cards or cash back via PayPal.

2. Bank Bonus Offers

One way to make extra cash is through bank bonus offers. Sometimes banks offer cash rewards when you open a new checking or savings account. In general, to qualify for the one-off free money perk, you may need to open and use the account for a few months, as well as set up a direct debit payment. Banks will outline the requirements for the bonus and sometimes require a minimum deposit over a few months.

3. Paribus App

Capital One Bank developed the Paribus app. It’s a cool piece of software that allows you to track your purchases and works out if a store owes you a refund. The app is free to use. You simply sign up and shop online as normal. After you make a purchase, Paribus monitors for any price changes. If the price goes down, you get a notification from the app, and then Paribus works to help you get the difference back in your account.

4. Student Loan Refinance

As interest rates are low at the moment, you may be eligible to refinance your student loan debt. Getting a lower interest rate on your debt will reduce your payments, leaving you with more cash every month. 

5. Sign-Up Rewards

There are several websites that offer sign-up rewards. They give you free money just for signing up. While you may want to use alternative emails to avoid filling up your inbox, sign-up rewards are a great way to get some free cash bonuses. Some sites that offer free money or rewards when signing up include:

Two businessman shaking hands for closing a deal without free money.
Sign-up Rewards Are A Great Way To Get Some Free Cash Bonuses (Image Source: Shutterstock)
  • CapitalOne Shopping
  • Shopkick 
  • Ibotta
  • Dosh
  • Nielson 

6. Inbox Dollars

When you have a computer and internet connection, the world of free money gets much bigger. So, what is Inbox Dollars? It’s a rewards program that pays you cash for normal online activities. When you complete surveys, search the web, or watch videos, you get a reward. Like other sites, you collect money, and when you’re ready, you can get the cash in a check, as a gift card, or on PayPal. 

7. Rakuten

Rakuten is another fantastic tool for getting your hands on cashback deals. With Rakuten, you can get up to 40% cash back at over 2,500 stores. You earn a cash bonus when you sign up and shop online. You can get paid every three months.

Photo of positive excited people man and woman screaming.
With Rakuten, You Earn A Cash Bonus When You Sign Up And Shop Online (Image Source: Shutterstock)

8. Be Frugal

Similar to Rakuten, Be Frugal is another service that allows you to get cashback from more than 5,000 sites. It’s free to use and has a $10 sign-up reward. The site guarantees that it will offer the highest rate of cashback on the market. You can also find coupons on Be Frugal for shops, restaurants, and groceries. 

9. Trim

If you want to find out how to save money, Trim is a helpful tool. Instead of offering free money, Trim gets to the bottom of your spending and finds out where your money is going. You can manage monthly subscriptions, lower your bills, and save up to $645 a year. It can help automate the way you save money by negotiating bills and canceling monthly subscriptions.

Female hand putting money into piggy bank and counting on calculator closeup
With Trim, You Can Manage Monthly Subscriptions, Lower Your Bills, And Save Up To $645 A Year(Image Source: Shutterstock)

10. Survey Junkie

As the name suggests, Survey Junkie is a survey platform where you get money for completing online surveys and sharing your opinion. Each survey is worth a certain number of points. Once you accumulate enough points, you can redeem them for either cash or gift cards. 

How to Get Free Money and Nail Your Budget

Getting free money can help give you a quick cash flow boost and make the most of your time. By earning cash rewards and bonuses through your day-to-day online activities, you don’t have to put in a lot of effort to benefit.

By Being Smart With Your Time And Money, You Can Find Ways To Take Control Of Your Finances (Image Source: Shutterstock)

While free money is great, money management has a big role to play in freeing up your money so you can see where you spend your hard-earned cash. Reviewing your monthly spending, canceling subscriptions, managing your debt, and reviewing your investments can both reduce your expenses and increase your cash flow.

Free money really can be free. It may sound too good to be true that some apps offer free money rewards, but it’s true. If you have a spare few minutes, you can quickly fill out a survey or make your money go further with cashback from your favorite stores. From switching bank accounts for the latest bank bonus or refinancing your student loan, there are several ways to get free money. By being smart with your time and money, you can get extra help and find ways to take control of your finances.

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